Anne-Marie Watts

About Anne-Marie  

International Health Insurance Expert at APRIL International, Anne-Marie develops clear, practical and reliable content designed to support expatriates, internationally mobile professionals, students and families in understanding their health insurance options abroad. 

With a strong knowledge of the UK health insurance market and its specific regulatory and healthcare environment, Anne-Marie brings a pragmatic and client-focused perspective to every article she writes. She understands the realities policyholders face - from navigating private medical care to managing cross-border claims - and translates complex insurance topics into accessible, reassuring guidance. 

By placing the reader at the centre of each piece of content, she contributes to making APRIL International a trusted reference in international health insurance. 

Her expertise 

Anne-Marie has extensive experience in international private medical insurance, particularly within the British market. She has developed a deep understanding of policy structures, coverage design, underwriting practices and most importantly, the real-life management of claims. 

Her expertise covers: 

• International health insurance for expatriates relocating to or from the UK 

• Private medical insurance and its interaction with the NHS 

• Claims processes and reimbursement mechanisms 

• Coverage limits, exclusions and policy wording clarity 

• Health insurance solutions for globally mobile individuals and families 

Thanks to her hands-on knowledge of client journeys and claims handling, Anne-Marie ensures that each piece of content answers practical questions policyholders genuinely ask - before, during and after taking out coverage. 

She is committed to producing transparent, educational and trustworthy information, helping readers make confident decisions at every stage of their international journey.