Discover the best international health insurance for your needs

Understand international health insurance and its importance

How it compares with local health insurance 

Local health insurance typically provides cover only within one country and often depends on local social security systems. In contrast, the best international health insurance plans offer global protection, multilingual assistance and seamless access to care across borders.

APRIL International stands out with:

• global access to a network of trusted medical partners

• direct billing options in partner hospitals

• tailored cover for international lifestyles

• an award-winning Easy Claim app

• a virtual payment card for high-cost medical care

Who needs global medical cover?

Global medical insurance is essential for:

• expatriates and remote workers abroad

• frequent travellers or anyone spending an extended period overseas

• digital nomads

• international students

• families relocating abroad

• retirees living outside their home country

When do you need an international healthcare plan?

You may need international cover if you:

• travel frequently between countries

• live in an area with high medical costs

• need multilingual medical assistance

• want access to high-quality hospitals abroad

• face limited or unreliable local healthcare systems

Exploring key features of top international health insurance plans

Benefits and cover options explained

The best international health insurance plans offer:

• in-patient and out-patient care

• emergency treatment and medical evacuation

• maternity care

• dental and optical cover

• chronic illness and preventive care

• mental health support

APRIL International provides flexible solutions to help you build a plan that truly fits your needs and lifestyle.

Customising plans for your needs

APRIL International allows you to tailor your plan:

• select a plan specific to your age, family situation, or destination

• choose your cover area

• select your level of cover

• add or remove optional benefits

Global coverage and network access benefits

APRIL offers seamless care worldwide through:

• an extensive international medical network

• hospitals with direct billing agreements

• quick access to specialist consultations

• care options in your preferred language

• partnerships with hospitals offering multilingual services

• remote medical consultations in your preferred language

Enjoy advantages of comprehensive international health insurance

Peace of mind for expatriates and frequent travellers

Whether relocating or managing frequent trips, APRIL International ensures long-term protection with global cover and continuous support.

Accessing quality healthcare worldwide

APRIL International provides access to high-quality private medical facilities wherever you are, ensuring fast, reliable treatment and modern equipment.

24/7 assistance and efficient claims handling

APRIL enhances the customer experience through innovative digital services:

• teleconsultation 24/7: medical advice anytime, from anywhere

• Easy Claim app: submit claims, upload invoices, and track reimbursements instantly

• 24/7 multilingual assistance: support in emergencies, hospital coordination, or medical guidance

• digital insurance card: always available on your smartphone

These tools simplify life abroad and speed up every step of your healthcare journey.

Choosing the best international health insurance for you

Assessing your individual healthcare needs

Your health insurance must match your lifestyle. Here are a few factors to consider when choosing a plan:

• country of destination

• area of cover

• type of work or nature of travel

• personal and family medical needs

• length of stay abroad

Comparing benefits and coverage levels

To make an informed choice, take a closer look at the benefits included and consider what matters most to you. International health insurance plans typically offer a range of features, such as:

• hospitalisation limits

• access to out-patient care

• maternity and dental options

• emergency evacuation

• preventive care services

• the provider’s global network, reputation, and digital services

Understanding policy terms, exclusions and limits

Having clarity about your policy is important. APRIL International provides clear documentation, high-quality customer support, and guidance to help you understand:

• exclusions

• waiting periods

• annual limits

• cover area

• additional options included in your plan

Factors influencing international health insurance costs

How age, destination and cover level affect pricing

Here are some factors that may influence your premium:

• your age and medical history

• the type of cover you need – student, family, or individual

• length of cover

• coverage area (e.g., U.S. cover involves higher medical costs)

• level of benefits chosen

• excess, also known as a deductible

• additional cover options, such as maternity or dental care

Balancing cost while maintaining coverage

APRIL International offers several cover levels, allowing you to balance affordability with essential protection.

Saving on insurance costs without losing key benefits

Personalising your plan may include:

• selecting a cover area that suits your needs

• choosing an excess (deductible) that works for you

• selecting only the benefits and add-ons that align with your specific requirements

Navigating the application process

APRIL International offers a streamlined online subscription process:

1. choose your coverage area

2. select your cover levels

3. choose the benefits that matter to you and add any family members you wish to cover

4. submit your application online

5. access your membership documents instantly via the member portal

Understanding claims and reimbursements

Thanks to APRIL International’s digital tools, claims management is simple and straightforward:

• use the Easy Claim app to submit invoices instantly

• track reimbursement claims in real time

• pay for expensive medical care with the Easy Pay Card

• access 24/7 remote medical consultations from anywhere in the world

• find everything in one place – from policy documents to essential contact information and support for medical arrangements

• benefit from direct billing in many partner hospitals, avoiding upfront payments