Understand international health insurance and its importance
How it compares with local health insurance
Local health insurance typically provides cover only within one country and often depends on local social security systems. In contrast, the best international health insurance plans offer global protection, multilingual assistance and seamless access to care across borders.
APRIL International stands out with:
global access to a network of trusted medical partners
direct billing options in partner hospitals
tailored cover for international lifestyles
an award-winning Easy Claim app
a virtual payment card for high-cost medical care
Who needs global medical cover?
Global medical insurance is essential for:
When do you need an international healthcare plan?
You may need international cover if you:
travel frequently between countries
live in an area with high medical costs
need multilingual medical assistance
want access to high-quality hospitals abroad
face limited or unreliable local healthcare systems
Exploring key features of top international health insurance plans
Benefits and cover options explained
The best international health insurance plans offer:
in-patient and out-patient care
emergency treatment and medical evacuation
maternity care
dental and optical cover
chronic illness and preventive care
mental health support
APRIL International provides flexible solutions to help you build a plan that truly fits your needs and lifestyle.
Customising plans for your needs
APRIL International allows you to tailor your plan:
select a plan specific to your age, family situation, or destination
choose your cover area
select your level of cover
add or remove optional benefits
Global coverage and network access benefits
APRIL offers seamless care worldwide through:
an extensive international medical network
hospitals with direct billing agreements
quick access to specialist consultations
care options in your preferred language
partnerships with hospitals offering multilingual services
remote medical consultations in your preferred language
Enjoy advantages of comprehensive international health insurance
Peace of mind for expatriates and frequent travellers
Whether relocating or managing frequent trips, APRIL International ensures long-term protection with global cover and continuous support.
Accessing quality healthcare worldwide
APRIL International provides access to high-quality private medical facilities wherever you are, ensuring fast, reliable treatment and modern equipment.
24/7 assistance and efficient claims handling
APRIL enhances the customer experience through innovative digital services:
teleconsultation 24/7: medical advice anytime, from anywhere
Easy Claim app: submit claims, upload invoices, and track reimbursements instantly
24/7 multilingual assistance: support in emergencies, hospital coordination, or medical guidance
digital insurance card: always available on your smartphone
These tools simplify life abroad and speed up every step of your healthcare journey.
Assessing your individual healthcare needs
Your health insurance must match your lifestyle. Here are a few factors to consider when choosing a plan:
Comparing benefits and coverage levels
To make an informed choice, take a closer look at the benefits included and consider what matters most to you. International health insurance plans typically offer a range of features, such as:
hospitalisation limits
access to out-patient care
maternity and dental options
emergency evacuation
preventive care services
the provider’s global network, reputation, and digital services
Understanding policy terms, exclusions and limits
Having clarity about your policy is important. APRIL International provides clear documentation, high-quality customer support, and guidance to help you understand:
Factors influencing international health insurance costs
How age, destination and cover level affect pricing
Here are some factors that may influence your premium:
your age and medical history
the type of cover you need – student, family, or individual
length of cover
coverage area (e.g., U.S. cover involves higher medical costs)
level of benefits chosen
excess, also known as a deductible
additional cover options, such as maternity or dental care
Balancing cost while maintaining coverage
APRIL International offers several cover levels, allowing you to balance affordability with essential protection.
Saving on insurance costs without losing key benefits
Personalising your plan may include:
selecting a cover area that suits your needs
choosing an excess (deductible) that works for you
selecting only the benefits and add-ons that align with your specific requirements
Navigating the application process
APRIL International offers a streamlined online subscription process:
choose your coverage area
select your cover levels
choose the benefits that matter to you and add any family members you wish to cover
submit your application online
access your membership documents instantly via the member portal
Understanding claims and reimbursements
Thanks to APRIL International’s digital tools, claims management is simple and straightforward:
use the Easy Claim app to submit invoices instantly
track reimbursement claims in real time
pay for expensive medical care with the Easy Pay Card
access 24/7 remote medical consultations from anywhere in the world
find everything in one place – from policy documents to essential contact information and support for medical arrangements
benefit from direct billing in many partner hospitals, avoiding upfront payments