Essential health cover while studying or living abroad

When a student, teacher, or supervisory staff member goes abroad, their home-country health cover is usually not valid. Their level of protection is then largely insufficient for the costs of care they may have to face, which vary greatly from one country to another, and are sometimes very high. Hence, the importance of taking out international health insurance to avoid excessive costs— it covers health expenses that are scarcely (or not at all) reimbursed by the staff member’s basic plan!

Before taking out health insurance, it is important to consider several criteria:

- The current status of the traveller (student, professional, or organisation)
- Length of stay abroad (less than one year, or more than one year)
- The desired level of cover (in case of emergency, and according to healthcare use patterns)
- Contract restrictions (exclusions and waiting periods)

APRIL International offers solutions adapted to these different criteria to ensure a good stay abroad for all insured profiles.

Covered medical expenses may vary from plan to plan, depending on the package you choose. Generally, international health insurance covers expenses related to medical consultations (general or specialist), hospitalisations, accidents, and/or emergencies.