Health Insurance in the UK

Health Insurance in the United Kingdom

  • Flexible benefits

  • 100 % digital

  • Easy claims & reimbursements

Find the right insurance for you:

Looking for health insurance in the UK? Whether you are relocating, studying, working remotely, or visiting for a fixed period, understanding the UK healthcare system and securing the right medical cover is essential.

APRIL International provides international health insurance in the UK which acts to complement the National Health Service (NHS). With faster access to care, private medical treatment, and worldwide coverage, our solutions ensure peace of mind wherever life takes you.

Why health insurance in the UK is important

The United Kingdom has a public healthcare system, the NHS (National Health Service), but access depends on your immigration status, visa type, and length of stay.

Even if you are eligible for NHS care, many expats and globally-mobile individuals choose private local or international health insurance in the UK to benefit from:

  • Faster access to medical treatment

  • Private hospitals and specialists

  • Broader cover (dental, optical, mental health & maternity care)

  • Medical cover outside the UK

APRIL International bridges the gaps between public healthcare and private needs, ensuring you are never left without protection.

How the UK healthcare system works

The NHS at a glance

The NHS provides publicly funded healthcare to UK residents. Some foreign nationals can access it after paying the Immigration Health Surcharge (IHS) during their visa application.

However, NHS coverage has limitations:

  • Long waiting times for non-urgent care

  • Limited dental and optical benefits

  • No private rooms or private specialists

  • No healthcare coverage outside the UK

This is why many individuals combine NHS access with international medical insurance.

Why choose international health insurance in the UK?

With an APRIL International health insurance plan, you benefit from:

  • Access to private healthcare providers

  • Faster appointments and diagnostic services

  • Cover in the UK and worldwide, depending on your chosen area of cover

  • 24/7 Multilingual support

  • Access to medical consultations by video or phone 24/7

  • More comprehensive coverage compared to the local plans, including maternity care. See the table below for more details.

This makes international health insurance ideal for mobile lifestyles and non-UK residents.

Who needs health insurance in the UK?

Expats living in the UK

If you’re relocating for work or family reasons, expat health insurance in the UK ensures continuity of care both locally and internationally.

International students

Studying abroad? APRIL’s student health insurance offers affordable protection, including hospitalisation, outpatient care, and emergency assistance.

Short-term visitors

For temporary stays, short-term health insurance in the UK covers accidents, emergencies, and unexpected medical expenses.

Frequent travellers

If you regularly travel across multiple destinations for business or leisure, international health insurance ensures you have access to quality medical care abroad. A dedicated plan provides consistent, year-round cover - so you're never caught without support, no matter how often or how far you travel.

Remote workers & digital nomads

If you work across borders, international health insurance follows you worldwide, not just within the UK.

Why choose APRIL International for health insurance in the UK?

Truly international healthcare solutions

Unlike traditional UK private health insurance, APRIL International is built for people who live and move globally.

Key benefits include:

  • Worldwide medical coverage, depending on the chosen area of cover (UK + abroad)

  • 24/7 multilingual assistance

  • Access to medical consultations via phone or video in your preferred language, anytime and from anywhere

  • Digital claims via the Easy Claim app

  • Optional dental, optical cover

  • Evacuation and repatriation services

  • Direct billing with many hospitals supported by the Easy Pay card, our virtual payment solution

Our international health insurance solutions

Long-Term International Health Insurance

Ideal for expats and families settling in the UK. Comprehensive medical cover with global protection.
Best for: long-term stays, professionals, families, frequent travellers

Short-Term Health Insurance

Flexible coverage for temporary stays, from one to twelve.
Best for: short assignments, gap years, temporary visas

Student Health Insurance

Affordable plans tailored to international students, meeting visa requirements and ensuring peace of mind.

The cost of healthcare in the United Kingdom

Examples of reimbursements with MyHealth International COMFORT in relation to the cost of care in the UK in the private sector*.

  • GP consultation
    • £0.00
    • £150.00
  • Specialist consultation
    • £0.00
    • £250.00
  • Dental scaling
    • £0.00
    • £120.00
  • Out-of-pocket expenses
  • APRIL International

How APRIL International health insurance works

  1. Choose the plan that matches your budget and lifestyle

  2. Get an online quote

  3. Purchase a plan

  4. Manage claims and policy via the Easy Claim app

  5. Access healthcare worldwide, depending on your chosen area of cover, with 24/7 support

Whether you’re moving, studying, or travelling, APRIL International offers health insurance in the UK that adapts to international lifestyles, flexible, reliable, and global.

What Our Customers Say

“Exceptional service from the APRIL team — always responsive, proactive, and genuinely supportive.”
- Peter Forster
⭐⭐⭐⭐⭐ Trustpilot review

Health facilities

London

Cromwell Hospital

+44 20 7460 5700

Local call rates apply

London

London Bridge Hospital

+44 20 3811 5476

Local call rates apply

London

The Wellington Hospital

+44 20 3993 8886

Local call rates apply

Emergency Numbers in UK

  • 999
    Metropolitan Police, Ambulance, Fire Brigade

Why choose APRIL International

FAQ about health insurance in the UK

Is health insurance mandatory in the UK for foreigners?

Health insurance is not mandatory for everyone, but many visa holders pay the Immigration Health Surcharge. However, this does not replace private or international health insurance, which provides faster access and broader coverage.

Can I use private hospitals with international health insurance in the UK?

Yes. APRIL International plans provide access to private hospitals and specialists across the UK, depending on your level of cover.

Does APRIL International cover me if I leave the UK?

Absolutely. APRIL International health insurance offers cover to suit your lifestyle in your chosen are of cover, making it ideal for people who travel, relocate, or live internationally.

What our customers say

4.1