Are you an expat in Thailand planning to start or grow your family? Raising young children is very exciting and rewarding, but it can also be very demanding—and sometimes costly. From baby cots and toys to backpacks and school books, you'll want to find the best options to suit your needs and budget. And health insurance is no exception.
At APRIL International, we offer a variety of comprehensive, affordable coverage options for expats in Asia. For young families in Thailand, we recommend our MyHEALTH Thailand Hospital & Surgery EXTENSIVE option. Here's why:
With Hospital & Surgery EXTENSIVE, you can rest assured you and your family will be covered for hospitalisation and major treatments. This package includes basic coverage for medical checkups, even without our optional 'Outpatient' add-on. We are the only insurer on the market to offer this benefit without the need to purchase an outpatient package.
If you do wish to add full outpatient coverage, or another add-on like dental benefits, you can still do so as well. Since each member of your family is different, each one of you can customize your MyHEALTH plan by choosing your preferred add-ons. Our advisors will work with you to design a health insurance package that covers what matters most: your family's health.
> Read also: Budget-Friendly, Global Health Insurance for Expats in Thailand
MyHEALTH Hospital & Surgery EXTENSIVE plan offers the coverage that young and growing families need. Even without a maternity add-on, pregnancy complications are still covered under the plan. Newborns can be added to the family plan without underwriting, provided the parent has been covered for at least one year prior. And your new baby will be fully protected: we cover neonatal disabilities (including preterm birth), as well as congenital and hereditary conditions.
We know being a new parent can be stressful. It may be hard to fit a doctor's office visit into your already hectic day. Fortunately, all our healthcare plans come with a remote healthcare option—our complimentary TeleHEALTH service, which is accessible 24/7 via our Easy Claim app. By using this service, you can contact a doctor for a general health inquiry or a second medical opinion. TeleHEALTH is available in a variety of languages, including English, Spanish, French, German, and more. Just submit a request on the app, and a doctor will contact you by phone to discuss your issue.
> Read also: Remote Healthcare for Expats in Asia: Save Time and Get Peace of Mind
Our MyHEALTH plans offer a variety of geographic coverage areas for different budgets. You're free to choose the coverage area that fits your needs. For example, if you're a European expat living in Thailand, you may prefer to select 'Europe and ASEAN excluding Singapore'. This way, you'll be covered in Thailand, neighbouring countries, and your home country.
So, how much should you expect to pay for expat health insurance in Thailand? Here are some examples to help you visualise what your premium might look like:
Fernando and Paula are both 31 years old, and are planning for a baby. Their annual premium is THB 75,272.30 (for the couple).
Marko is 34 years old. He needs coverage for himself and his two daughters, who are 1 and 5 years old. The total premium for his family is THB 116,057.
To learn more about the cost of MyHEALTH Thailand and the Hospital & Surgery EXTENSIVE option, request your personalised quote today. You can also check out the brochure and full benefits schedule for further details.
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