• published on 2/8/2022
  • 5min

Premium Hong Kong Health Insurance for Comprehensive Coverage

Are you looking for a Hong Kong health insurance plan that fits all your needs? It can be difficult to find a premium option that gives you the coverage you need and deserve, while still offering an excellent value for money.

Premium Hong Kong Health Insurance for Comprehensive Coverage

At APRIL International, we offer a variety of health insurance options at differing price points. Our ELITE plans under the MyHEALTH Hong Kong label are designed for individuals and families looking for the greatest possible range of care. Read on to learn about what you can expect from our ELITE options:

Why Choose MyHEALTH Hong Kong’s ELITE Health Insurance Plans?

A premium Hong Kong health insurance plan should give you the freedom to choose the types of care that suit you best. When you select our Hospital & Surgery ELITE or Outpatient ELITE options, you’ll benefit from the highest coverage limits and the most comprehensive coverage we offer.

Exceptional Inpatient Coverage

With MyHEALTH Hong Kong Hospital & Surgery ELITE, you’ll be covered for hospitalisations and serious medical conditions up to US$4.5 million per year. You’ll have the ultimate peace of mind, at competitive rates that remain more affordable than those of most other insurers.

> Read also: Comprehensive Health Insurance for Expats in Hong Kong

Comprehensive Outpatient Coverage

The MyHEALTH Hong Kong Outpatient ELITE option is designed to give you maximum choice and control over your outpatient care. All your GP, specialist, and physiotherapy visits will be fully covered.

You’ll also benefit from a generous wellness package with no waiting period. This includes both child healthcare screenings and adult preventative screenings, such as mammograms, pap smears, and prostate checks.

Additional checkups and vaccinations are covered up to US$2000/year. You’ll also have access to psychologist coverage up to US$5000/year and complementary medical coverage up to US$5000/year. This supplementary care includes treatments from health professionals such as dieticians and osteopaths, as well as traditional Chinese medicine.

With comfortable annual limits for outpatient expenses, you’ll be able to choose the medical providers you feel most comfortable with. If flexibility in healthcare is a high priority for you, our ELITE Hong Kong health insurance plans may be a good choice.

> Read also: Remote Healthcare for Expats in Asia: Save Time and Get Peace of Mind

What Can I Expect to Pay for My MyHEALTH ELITE Hong Kong Health Insurance Package?

All MyHEALTH Hong Kong options, including ELITE, offer some of the best value for money on the market in relation to the benefits they offer. Here are a few examples to give you an idea of what your quote may look like:

  1. Beth and Chris are a US expat couple. Beth is 40 years old and Chris is 42. They choose Hospital & Surgery ELITE with the private hospital room option, as well as Outpatient ELITE. Their annual premium is US$16,696.78.

  2. Winnie is a 36-year-old woman with two children, ages two and four. She chooses a Hospital & Surgery ELITE and Outpatient ELITE plan. The family’s annual premium is US$17,150.91.

To learn more about our MyHEALTH Hong Kong packages, check out the full benefits schedule, or request a personalised quote today.