Health insurance in Africa

When you live, work or study abroad, understanding how medical reimbursements work is essential to avoid unexpected healthcare costs. Depending on the country, the type of treatment received and the level of cover selected, you may either pay your medical expenses upfront and claim them back, or benefit from direct billing with certain healthcare providers. Here is how reimbursements usually work with international health insurance.

For many Italians living abroad, returning to Italy for medical care has long been seen as a reassuring option. However, access to the Italian National Health Service is not automatic for citizens registered as living overseas. A new measure could allow Italians living outside Europe to access healthcare in Italy by paying an annual contribution of €2,000. But what does this mean in practice, and how can expatriates make sure they are properly covered both abroad and when returning to Italy?

International private medical insurance is designed to cover the cost of eligible treatment for people who are living, working or studying abroad.