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While health professionals in Mexico are generally highly qualified, the medical equipment and quality of the country's health facilities isn’t always the most consistent; the best-equipped facilities are concentrated in the major cities and often belong to the private sector, which is obviously not covered by the local Social Security system.
The Mexican health system offers all persons employed in the country, whether nationals or permanent expats and their dependants, full healthcare coverage provided in the public sector:
General practitioner consultations (if provided by the GP chosen at the time of enrolment in the system)
Specialist consultations
Hospitalisation
Medicines
Vision care
Dental care
Tests, examinations, etc.
Care provided in the private sector, however, is entirely at the expense of the insured.
This Social Security system, managed by the IMSS (Mexican Social Security Institute), is also open to other categories of insured persons if they wish to join voluntarily: in particular, self-employed persons and permanent or temporary self-employed residents. They then fall under the ISSSTE (Institute of Security and Social Services for State Workers) system, which is less comprehensive than the IMSS system:
Many pre-existing conditions are simply excluded from coverage: diabetes mellitus, cancer, renal or heart failure, psychiatric disorders, etc.
There are significant wait times for certain treatments; for example, 10 months for childbirth care.
In order to overcome the limitations of the Mexican health system, the vast majority of expats take out supplementary health insurance, which carries several advantages:
You can consult the GPs of your choice at any time.
Private-sector care, which is often very expensive, is covered.
Any exclusions and/or wait periods imposed by the public system are circumvented.
By choosing an international health insurance plan, you can enjoy more guarantees and services that are often indispensable for residents in Mexico.
Examples of reimbursements with MyHealth International COMFORT in relation to the cost of care in Mexico in the private sector*.
*Reasonable costs in the private sector, APRIL International data 01/2022
Mexican doctors are generally highly qualified, as they have often completed all or part of their studies in the United States.
The level of expertise of the country's health professionals is therefore high, but the level of comfort and equipment of the health facilities in which they work is very uneven, particularly in the public sector. The latter, whose care is fully covered by the mandatory health insurance system, is also very popular with the local population, and as such its wait times can be very long.
While many high value-added establishments are available in the major cities (Mexico City, Guadalajara, Monterrey), they are rarer and often less equipped in other parts of the country. In the event of an accident, as well as for scheduled treatments, travel to one of the main Mexican cities is therefore highly recommended.
APRIL International has an extensive network of hospitals, clinics, and healthcare providers where you can benefit from direct billing services and high quality care in Mexico, United States and across the world.
To find your nearest health professional or partner establishment in just a few clicks, go to your Easy Claim application.
It only takes a few steps to join and start benefitting from your cover by tomorrow!
1. I look for the cover that suits my situation and choose my options.
2. I request a quote online and sign it electronically.
3. I download the Easy Claim app and take advantage of all my online services.
4. I can get a call back or chat at any time with an adviser.
