Are you planning to travel to France, Germany, Spain, or any other Schengen Area member country? Whether you are going as a tourist, a worker or intern, or a business traveller, entry into the territory of any one of the 27 signatories may be subject to certain conditions, depending on your nationality. In order to obtain your Schengen visa, you must first take out travel insurance. That said, make sure you choose insurance that meets the Schengen Visa criteria.
Travelling to a Schengen country even for a short stay requires a visa (unless you are a citizen of one of the countries whose nationals are exempted from this requirement). In order to meet all the entry requirements, you must have an up-to-date passport (valid for at least 6 months after your planned return), proof of means of subsistence, proof of accommodation, etc., and travel insurance.
In fact, member states require each traveller to provide evidence of insurance cover in their territory that includes:
Emergency medical care
Costs of repatriation for medical reasons or death
The Schengen Visa insurance policy must be valid for the entire duration of the stay, i.e., a maximum of 90 days, and cover a minimum of €30,000 in expenses.
Before taking out Schengen travel insurance, be sure to check the cover provided. Apart from the legal requirements, it may be wise―and inexpensive―to supplement your travel insurance offer with additional cover:
Luggage cover, which provides compensation in case of loss or theft of your personal belongings
Civil liability cover, to cover property damage or bodily injury that you may accidentally cause to third parties
Individual accident cover, which provides a lump sum in the event of disability following an accident
APRIL International, your travel insurance specialist, offers you a turnkey policy for your stay in the Schengen Area. We have an insurance offer that meets all the European requirements for a Schengen visa. In order to facilitate your consulate formalities, we issue an insurance certificate immediately upon your registration.
Need more protection? Discover our MyTravel Cover Schengen offer for your stays of more than 3 months in France or any other Schengen Area country. Healthcare costs, repatriation, legal assistance, civil liability, and personal accident insurance: we have everything covered!
Want a tailor-made quote? Request yours directly online or contact one of our advisers.
Ajay is an entrepreneur based in Europe & Asia. He looks after his family business which has interests in everything from retail to real estate, and was established by his father almost five decades ago and is now a global player.
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International private medical insurance (IPMI) is designed to protect the healthcare needs of individuals, families, and couples who are living, working, or studying abroad.