When you go abroad, you lose your right to health insurance benefits in your home country. We would recommend you check before you leave and find the right international health insurance for your needs.
As soon as you leave the territory of your country of origin and settle abroad, you generally lose your rights to your health insurance system. Most national health insurance systems will not cover the reimbursement of health costs incurred in another country (with rare exceptions).
Your credit card may provide insurance for your stay, but the cover on offer is likely limited. You will only get a cash advance if you have an unexpected need for treatment, and if you have first made a call to the contact centre which manages your credit card insurance to get their agreement.
In short, this is a complicated process that could be avoided by opting for proper international health insurance.
Did you know:
hospitalisation in the United States can cost tens of thousands of dollars?
depending on the country, access to public sector care can take several weeks?
some hospitals will ask for a credit card before starting your treatment?
the local health infrastructure in some countries often makes expatriates turn to very expensive private clinics?
And you may find it difficult to get insurance if you are ill.
You can choose between several levels of cover tailored to your needs and your budget.
You can opt for hospitalisation only, or more comprehensive cover including all of the following:
hospitalisation in the event of accident, illness, or childbirth,
consultations with GPs and specialists,
medical examinations (x-rays, tests),
medical auxiliaries (physiotherapists),
prevention (vaccines, screening),
dental treatment, dentures, and implants,
The growth in healthcare costs, a consequence of inflation and increased healthcare utilization coming out of the pandemic, is one of the major concerns for policyholders in 2023.
Norway ranked 7th in the happiest countries in the world in the World Happiness Report 2023, making it easy to understand why it is an appealing destination for expats.
Leah, a freelance fashion designer originally from the United States, moved from New Orleans to Berlin in October 2020.
Set yourself up for success with our detailed checklist guiding you through all the essential pre-move preparations for Indonesia.