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The healthcare system in Monaco is widely recognised for its excellent quality of care and easy access to medical services. As an independent principality located on the French Riviera, Monaco benefits from a modern and well-organised healthcare system designed to meet the needs of both residents and visitors.
The healthcare system in Monaco is based on a mixed model combining both public and private healthcare services. The Monegasque State ensures access to high-quality healthcare for all residents by financing the social security system.
Residents are required to register with the Caisse de Compensation des Services Sociaux (CCSS) in order to benefit from social health coverage.
Monegasque residents enjoy comprehensive health coverage, including medical consultations, prescription medicines, medical tests and hospital care. The CCSS covers a large proportion of healthcare expenses, although patients generally have to pay a co-payment or deductible.
In addition to public healthcare services, Monaco offers a wide range of private clinics, medical specialists and internationally renowned practitioners. These private facilities provide specialised medical services, advanced treatments and personalised care.
Please note: Monaco has also signed cooperation agreements with neighbouring countries, allowing residents to access medical care in hospitals and clinics in the surrounding regions when necessary.
When living in Monaco, you can choose between local health insurance or international health insurance.
Local health insurance is specifically designed to meet the healthcare needs of the Monegasque population and provides comprehensive coverage for essential medical care. It can be taken out with insurance companies operating locally in Monaco.
On the other hand, international health insurance can be an attractive option, particularly if you travel frequently or wish to benefit from extended coverage abroad. International health insurance offers greater flexibility and worldwide coverage for medical care, including in Monaco.
It is essential to assess your personal healthcare needs, your preferred medical providers and your travel habits before choosing health insurance in Monaco.
Healthcare costs in Monaco may vary depending on the type of treatment, the severity of the condition and the level of insurance coverage. Monaco benefits from a strong social security system that helps cover healthcare expenses for residents.
Here are some indicative examples of healthcare costs in Monaco:
Consultation with a general practitioner: average cost of around €70 to €100
Consultation with a specialist: average cost ranging from €100 to €200
Hospitalisation: hospital costs vary significantly depending on the length of stay, required treatments and type of room. It is recommended to contact healthcare facilities directly for accurate cost estimates.
The official website of Monaco’s public hospital, the CHPG, provides comprehensive information on available medical services, specialties, physicians and facilities.
The website of the Government of Monaco offers an online directory of healthcare professionals practising in Monaco, including doctors, specialists, dentists and other healthcare providers.
It only takes a few steps to join and start benefitting from your international health insurance cover!
1. Find the cover that suits your situation from a range of options
2. Request a quote online and sign it electronically
3. Download the Easy Claim app and benefit from a wide range of features to help manage your plan with ease, wherever you are!
4. Get a call back or chat with one of our dedicated advisers at any time.
