Health Insurance in Costa Rica

Health Insurance in Costa Rica

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The quality and competitiveness of the Costa Rican health system attracts many foreign patients every year. However, this success contributes to longer waiting times for nationals and residents, especially when they wish to access the public health sector. But while the private sector is often more available and responsive, its care is not covered by the country's health insurance system.

Health insurance for expats in Costa Rica

The health insurance system in Costa Rica

The Costa Rican health system is managed by the Caja Costarricense de Seguro Social (CCSS). It allows insured persons to receive free treatment in the country's public hospitals and facilities. These health facilities have a reputation for being well-equipped and staffed by competent health professionals, including many trained in the United States.

Legal foreign residents also have access to the Costa Rican health system, in exchange for the payment of a monthly contribution, usually deducted from their salary. They receive free medical care in the public sector on the same basis as Costa Rican citizens.

When care must be provided to patients in the private sector (e.g., in an establishment offering a medical speciality or specific technical facilities), the costs will also be covered by the CCSS if the patient has previously been referred to by a public hospital. Otherwise, access to the private health sector is not covered.

How to choose health insurance in Costa Rica: local or international?

To avoid the long waiting times in the public sector, nationals and residents sometimes turn to the private health system and take out complementary health insurance. 

Local health insurance offers were previously under the monopoly of the Instituto Nacional de Seguros (INS), but they are now liberalised and several insurers share this market. They generally cover care provided by a list of member hospitals, doctors, pharmacies, and laboratories.

In order to be able to choose your health care structure freely, you may want to opt for an international health insurance plan, which covers your healthcare expenses regardless of where you receive your treatment or purchase your medication.

The cost of healthcare in Costa Rica

Examples of reimbursements with MyHealth International COMFORT in relation to the cost of care in Costa Rica in the private sector*.

  • GP consultation
    • CRC 0.00
    • CRC 28,000.00
  • Specialist consultation
    • CRC 0.00
    • CRC 56,500.00
  • Dental scaling
    • CRC 0.00
    • CRC 42,000.00
  • Out-of-pocket expenses
  • APRIL International

Care in Costa Rica

Choosing hospitals in Costa Rica

The Costa Rican public health system consists of hospitals and clinics spread throughout the country. Both the public and the private healthcare institutions offer high-quality care. Around the capital city of San José, the best-known private hospitals are the Cima Hospital, the Clínica Bíblica, and the La Católica Hospital. 

All medical specialities are represented in Costa Rica. General practitioners, specialists, and dentists work in hospitals, clinics, and private practices. 

> Good to know: It is strongly advised not to buy medicines on the street in Costa Rica, as this practice exposes patients to the risk of counterfeit medications.

APRIL International has an extensive network of hospitals, clinics, and healthcare providers where you can benefit from direct billing services and high-quality care in Europe and across the world.

To find your nearest health professional or partner establishment in just a few clicks, go to your Easy Claim application.

Health facilities

San Jose

San Jose Metropolitan Hospital

+506 2521 9595

Local call rates apply

San Jose

CIMA Hospital

+506 2208 1000

Local call rates apply

San Jose

Clínica Bíblica Hospital

+506 2522 1000

Local call rates apply

Emergency Numbers in Costa Rica

  • 911
    Police, fire department, ambulance

Why choose APRIL International

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