From £80.00 a month
Be reassured with our Short-Term International Health insurance plan for 1-12 months. Designed for individuals, families, professionals and frequent travellers.
Short-term international health insurance plans, for wherever life takes you
Whether you're planning a trip, going abroad for a work assignment, or moving overseas for a few months, we've got you covered. Our short-term international health insurance plan is suitable for individuals and families who are living, working or travelling abroad for less than a year.
Simply choose a time period from 1 to 12 months and you will be covered abroad without having to pay for traditional, renewable health plan that you don't need.
What does our cover include?
Short-Term International Health insurance, from £80 / $120 / €104 a month
Overall annual plan limit | £250,000 / $500,000 / €375,000 |
Hospital charges, including surgery and physician fees | Paid in full |
Accident and emergency room treatment | Paid in full |
Inpatient psychiatric treatment | Paid in full for a maximum of 15 days |
Outpatient treatment and consultations, including x-rays, diagnostic and pathology tests (CT, PET & MRI scans), prescription drugs and dressing, physiotherapy, acupuncture, homeopathy osteopathy or chiropractic treatment. | Up to £5,000 / $10,000 / €7,500 per annum |
Internal and external prostheses, medical aids and devices | Paid in full |
Dental treatment following an accident | £500 / $1,000 / €750 - to restore or repair sound natural teeth |
Emergency dental treatment | £200 / $400 / €300 - for the immediate relief of dental pain |
Home country cover | Treatment of emergency medical conditions or acute episodes of existing covered medical conditions whilst on a temporary visit to the home country. Up to the benefit limits shown above and up to 30 days |
Emergency medical evacuation and repatriation | This includes costs related to emergency transportation and medical care to transport you to the nearest hospital where appropriate care and facilities are available to treat your medical condition. |
Emergency non-medical evacuation | Full refund for evacuation to a safe location in the event of a natural disaster or of life-threatening situations resulting from political or civil unrest. |
Cancer treatment | Not included |
Routine pregnancy care | Not included |
Routine dental treatment | Not included |
Routine health checks and assessments | Not included |
Limited cover for pre-existing medical conditions | Optional |
Out-of-area extension | Optional |
Step 1
Your details
Simply enter your details and proceed to the next step
Step 2
Get a quote
Get a price and choose your preferred currency
Step 3
Sign-up online
Review your plan details and complete your online application
With the short-term international health insurance plan, you'll be covered for medical costs, including inpatient hospital care, outpatient specialist consultations, diagnostic tests, prescription drugs and dressings to highlight just a few of the features.
Our short-term plan is portable, so you'll have the same level of cover, no matter where you are in the world.* You can take out a plan for just 1 month and up to 12 months.
We'll contact you before your plan ends to check if you need an extension. And, If you decide to stay abroad longer than anticipated, we can extend your cover for a further 6 months, giving you a maximum of 18 months cover.
If you're 16 or 17, please contact us for an application form. This will need to be completed and signed by a parent or legal guardian.
*Excluding the USA and Caribbean. Limited cover available in your home country.
International health insurance is designed for expatriates or anyone living, working, or travelling abroad for an extended period. Generally, international health insurance will provide access to leading private medical facilities, with a wide range of comprehensive medical insurance benefits. Whilst most travel insurance policies will provide emergency medical coverage before returning you to your home country, and feature alongside core benefits such as travel delays, cancellations, baggage, and belongings.
New customers under the age of 65 years, will qualify for our Moratorium underwriting term, which does not require a completed medical questionnaire. The Moratorium specifies that any pre-existing medical conditions that have been diagnosed, treated, consulted, or had symptoms in the past 2 years will be excluded from cover.
The maximum age limit for new customers is 70 years.
The plan is not intended to provide cover for medical conditions that have been in existence in the two years immediately prior to its start date.
Any medical condition that is already in existence will not be eligible for cover, unless you have purchased our benefit add on for Pre-existing Condition Cover.
The plan can be purchased for a minimum of 1 month and a maximum of 12 months.
If your work assignment or trip has not finished after 12 months, you can apply for an extension of cover for a maximum period of 6 months, so long as you advise us before your plan expiry date. The maximum total period of cover allowed under the plan is 18 months.
1. Second medical opinion service if you're uncertain about your diagnosis or a proposed treatment plan
2. Non-medical evacuation services in the event of life-threatening situations arising from political/civil unrest or natural disaster
A Schengen visa is a type of permit that enables you to travel or enter Europe's Schengen area freely and avoid border controls for short stays of up to 90 days in any 180 day timeframe.
A study by the European Commission in 2022 found that nearly 20% of Europeans want to work abroad at a future point, highlighting the appeal of experiencing different ways of life and exploring locations across the world. [1]
Designed for individuals and families working, living, or moving abroad for less than a year, short-term health insurance provides medical coverage during your time overseas.
Many people choose to travel by train across Europe because it’s easy, comfortable and, in many cases, saves on the extra charges for luggage. Over 600,000 people choose to use one such service, InterRail, each year alone.
1. If your insurance is contracted from outside of the EU/EEA the product is designed, administered and distributed by APRIL International UK and insured by either AXA XL Insurance Company UK Limited or AXA XL Underwriting Agencies Limited.
APRIL International UK, a British company registered in London (under number 7261287) and with the Financial Conduct Authority (under number 574454) whose headquarters are located at Walsingham House, 35 Seething Lane, London, EC3N 4AH, United Kingdom.
AXA XL Insurance Company UK Limited (Firm Reference No 423308) and AXA XL Underwriting Agencies Limited (Firm Reference Number 204848) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 20 Gracechurch Street, London, EC3V 0BG, United Kingdom (under numbers 05328622 and 01815126).
2. If your insurance is contracted from within the EU/EEA the product is designed, administered, and distributed by APRIL International Care France and insured by Hamilton Insurance DAC. Hamilton Insurance DAC is regulated by the Central Bank of Ireland. Registered Office: 2 Shelbourne Buildings, Crampton Avenue, Ballsbridge, Dublin 4, D04W3V6, Ireland. Registered in Ireland Number 484148.
APRIL International Care France a French company registered in Paris (under number 309 707 727) and with ORIAS (under number 07 008 000) whose headquarters are located at 14 rue Gerty Archimède - 75012 PARIS France.
