Short term international health insurance

From £72.00 a month

Peace of mind, wherever life takes you

Be reassured with our Short-Term International Health insurance plan for 1-12 months. Designed for individuals, families, professionals and frequent travellers.

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Are you going abroad for a fixed-term?

Short-term international health insurance plans, for wherever life takes you

Whether you're planning a trip, going abroad for a work assignment, or moving overseas for a few months, we've got you covered. Our short-term international health insurance plan is suitable for individuals and families who are living, working or travelling abroad for less than a year.

Simply choose a time period from 1 to 12 months and you will be covered abroad without having to pay for traditional, renewable health plan that you don't need.

Have a question or need more information?

+44 (0) 203 418 0470

Monday to Friday, 9am to 5pm (GMT)

Local phone charges may apply

The benefits you'll have abroad whilst you're with us

  • 1st class service and support whenever you need us
  • Freedom to choose where to be treated within your area of cover
  • 24/7 multi-lingual assistance in the event of medical emergencies
  • Multi-currency claims settlement within 5 working days
  • Access to leading medical facilities throughout the world

What does our cover include?

Short-Term International Health insurance, from £72 / $108 / €94 a month

Overall annual plan limit

£250,000 / $500,000 / €375,000

Hospital charges, including surgery and physician fees

Paid in full

Accident and emergency room treatment

Paid in full

Inpatient psychiatric treatment

Paid in full for a maximum of 15 days

Outpatient treatment and consultations, including x-rays, diagnostic and pathology tests (CT, PET & MRI scans), prescription drugs and dressing, physiotherapy, acupuncture, homeopathy osteopathy or chiropractic treatment.

Up to £5,000 / $10,000 / €7,500 per annum

Internal and external prostheses, medical aids and devices

Paid in full

Dental treatment following an accident

£500 / $1,000 / €750 - to restore or repair sound natural teeth

Emergency dental treatment

£200 / $400 / €300 - for the immediate relief of dental pain

Home country cover

Treatment of emergency medical conditions or acute episodes of existing covered medical conditions whilst on a temporary visit to the home country. Up to the benefit limits shown above and up to 30 days

Emergency medical evacuation and repatriation

This includes costs related to emergency transportation and medical care to transport you to the nearest hospital where appropriate care and facilities are available to treat your medical condition.

Emergency non-medical evacuation

Full refund for evacuation to a safe location in the event of a natural disaster or of life-threatening situations resulting from political or civil unrest.

Cancer treatment

Not included

Routine pregnancy care

Not included

Routine dental treatment

Not included

Routine health checks and assessments

Not included

Limited cover for pre-existing medical conditions


Out-of-Area extension


The benefits of our Short-Term International Health Insurance Plan

With the short-term international health insurance plan, you'll be covered for medical costs, including inpatient hospital care, outpatient specialist consultations, diagnostic tests, prescription drugs and dressings to highlight just a few of the features.

Our short-term plan is portable, so you'll have the same level of cover, no matter where you are in the world.* You can take out a plan for just 1 month and up to 12 months.

We'll contact you before your plan ends to check if you need an extension. And, If you decide to stay abroad longer than anticipated, we can extend your cover for a further 6 months, giving you a maximum of 18 months cover.

*Excluding the USA and Caribbean. Limited cover available in your home country.

A few extra things to know about our Short-Term International Health Insurance plan

What is the difference between international health insurance and travel insurance?

International health insurance is designed for expatriates or anyone living, working, or travelling abroad for an extended period. Generally, international health insurance will provide access to leading private medical facilities, with a wide range of comprehensive medical insurance benefits. Whilst most travel insurance policies will provide emergency medical coverage before returning you to your home country, and feature alongside core benefits such as travel delays, cancellations, baggage, and belongings.

Do I need to fill out a medical questionnaire?

New customers under the age of 65 years, will qualify for our Moratorium underwriting term, which does not require a completed medical questionnaire. The Moratorium specifies that any pre-existing medical conditions that have been diagnosed, treated, consulted, or had symptoms in the past 2 years will be excluded from cover.

Am I too old to take out international health cover?

The maximum age limit for new customers is 70 years.

Will I have cover for pre-existing medical conditions?

The plan is not intended to provide cover for medical conditions that have been in existence in the two years immediately prior to its start date.

Any medical condition that is already in existence will not be eligible for cover, unless you have purchased our benefit add on for Pre-existing Condition Cover.

How long will I be covered for?

The plan can be purchased for a minimum of 1 month and a maximum of 12 months.

Can I extend or renew my policy

If your work assignment or trip has not finished after 12 months, you can apply for an extension of cover for a maximum period of 6 months, so long as you advise us before your plan expiry date. The maximum total period of cover allowed under the plan is 18 months.

What our customers say
4.5 / 5