Get the highest level of cover available for yourself and your family.
PallasHEALTH is the highest-end plan of the APRIL suite
Get a comfortable annual limit of US$5,000,000 with dedicated customer support and the best digital tools on the market. With PallasHEALTH, we are committed to ensuring you have the highest level of service available from a premium health insurance plan.
PallasHEALTH Singapore benefit details
All monetary sums are in USD.
Module | Benefits |
Hospital & Surgery | $5,000,000 |
Outpatient (optional) | * |
Maternity (optional) | $15,000 per pregnancy |
Dental & Optical (optional) | * |
24/7 evacuation, repatriation and assistance services | Included, Up to $1,000,000 |
Step 1
Design your cover
Our advisors will support you in creating your plan
Step 2
Apply for your policy
Fill in your personal details and medical questionnaire
Step 3
Enjoy your plan
Once your application is accepted, you’ll get your e-member pack
PallasHEALTH Singapore is composed of 4 modules: Hospital & Surgery, Outpatient, Maternity and Dental/Optical. Hospital & Surgery will be the basis of your cover, and you may choose to add any other modules depending on your needs. You may also choose your area of cover and add a deductible. Finally, 24/7 emergency assistance services will be automatically included in your plan.
We offer 2 areas of coverage for PallasHEALTH: Worldwide or Worldwide excluding North America and the Caribbean. This means that you will enjoy the same protections whether you are travelling throughout your area of coverage, or at home in Singapore.
Should you to decide to relocate outside Singapore, we also offer portability options in most countries worldwide.
Yes, PallasHEALTH is the perfect plan to use as a top-up if you already have a local or company-provided health insurance plan that doesn’t meet your needs. You can opt for Hospital & Surgery with a deductible (which payments from your local plan would go towards), and if you wish, add other modules such as outpatient or dental/optical for example.
Here is how a top-up plan works: if you need to go through treatment, your first plan will cover you up to its limit, and we will cover the remaining medical costs (up to your annual limit). If you have selected other modules, PallasHEALTH may also cover you for other expenses that are not included in your plan.
To be eligible for application, you must be residing in Singapore and not older than 60 at the time you are applying. Once your application has been reviewed and accepted, we offer lifetime renewals.
Managing your claims has never been easier. Submit, track, and update your reimbursement requests anytime, anywhere - quickly and securely.
Simply answer a few questions, upload your medical bills and supporting documents, and submit them via the app.
But that’s not all! Access your insurance card, request hospitalisation, get a second medical opinion, speak to a doctor 24/7, find nearby medical providers, and more - all in one app.
Fast. Simple. Convenient.
Malta has become a hotspot for skilled international talent in recent years, with 28% of its population consisting of foreign nationals in 2023, a huge increase of 15% from 2022.1
Healthcare systems abroad can be vastly different to what you’re used to back home, which can present a challenge if you’re considering a move to another country or have recently relocated overseas.
PallasHEALTH is underwritten by Liberty Insurance Pte Ltd and arranged and administered by APRIL Singapore Pte Ltd (2A McCallum St, Singapore 069043).
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Liberty Insurance or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
