MyHEALTH China

MyHEALTH, your international health insurance

Get the flexibility to cover what really matters for your family and yourself with MyHEALTH China

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Why choose MyHEALTH China?

MyHEALTH China is the health insurance plan that adapts to you.

With myHEALTH, you can customise your plan to suit your requirements and discover a price that is right for you. Each family member can establish their coverage.

MyHEALTH is accessible to everyone, whether you are a Chinese citizen, permanent resident, or an expatriate.

Have any questions? Need information?

+86 20 8128 1172

Monday to Friday, 9 am to 5 pm
(Beijing time)

Local phone charges may apply.

Easy access to Quality Healthcare

  • Multilingual Customer Support Based in Shanghai
  • 24/7 TeleHEALTH and Second Medical Opinion Services
  • Cashless Global Hospital Access and Medical Facilities in Asia
  • Worldwide Travel and Medical Assistance
  • Digital Claims Submission

Mix and match modules to build your ideal cover

All monetary sums are in RMB and USD.

Modules

Essential

Extensive

Elite

Hospital & Surgery

Annual limit per person per period of insurance

• Private Rooms for All Plans (Excluding Hong Kong)
• Emergency Dental Treatment
• Diagnostic Scans and Tests

3 Levels of Deductibles:
RMB 0, RMB 10,200, RMB 20,400
USD 0, USD 1,500, USD 3,000

RMB 6,800,000
USD 1,000,000

RMB 13,600,000
USD 2,000,000

RMB 20,000,000
USD 3,000,000

Outpatient (optional)

RMB 70,000
USD 10,300

Full Cover

Full Cover

Maternity (optional)

RMB 34,000 per pregnancy
USD 5,000 per pregnancy

RMB 68,000 per pregnancy
USD 10,000 per pregnancy

RMB 102,000 per pregnancy
USD 15,000 per pregnancy

Dental & Optical (optional)

*

**

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24/7 Evacuation, repatriation and assistance services

Included up to
USD 1,000,000

Included up to
USD 1,000,000

Included up to
USD 1,000,000

Reduce your premium by choosing your level of reimbursement

Your Outpatient expenses are subject to a 20% co-insurance. However, this does not apply when you use direct billing services within the Hong Kong Panel Network and present your e-card.

Let’s break down your 20% co-insurance with a consultation fee of USD 2000 as an example.

  • Outside Hong Kong Panel Network
    • USD 400.00
    • USD 1,600.00
  • Within Hong Kong Panel Network
    • USD 0.00
    • USD 2,000.00
  • Out-of-pocket expenses
  • Covered by APRIL

Why choose APRIL International Care?

At APRIL, our commitment is to offer you a quality healthcare experience.

We make healthcare easier for you, wherever you are.

We guide you through the local healthcare system and support you when it truly matters. To simplify your experience, we equip you with the best digital tools on the market to manage your policy.

Everything you need to know about MyHEALTH China

How do I create my plan?

To create your plan:

• Start with the Hospital & Surgery module and add optional Outpatient, Maternity and Dental/Optical modules as you wish. Note: the level selected for optional modules must be equivalent to or lower than the level selected for your Hospital & Surgery module.

• For each module, choose from 3 levels of cover: Essential, Extensive and Elite.

• Personalise your area of cover and discount options to fit your needs and budget.

• MyHEALTH lets you customise each family member's plan. All plans include emergency assistance and repatriation.

Where am I covered with MyHEALTH China?

With MyHEALTH China, you can choose your area of cover: Worldwide, Worldwide excluding the USA or Greater China. You will enjoy the same level of coverage and benefits whether you are in China or travelling abroad.

Can I use MyHEALTH China as a top-up?

Yes, you can purchase MyHEALTH China to enhance your health coverage, even if you already benefit from a local or company-provided health insurance plan.

How does it work?

• You can choose a Hospital & Surgery cover with a deductible (covered by your local plan), and other optional benefits, such as Outpatient, Maternity or Dental/Optical.

• In case of hospitalisation, your local plan will cover you up to its limit, and APRIL will cover the remaining cost of the treatment (up to your annual limit, too).

• MyHEALTH China can also cover you for any benefits that your local plan does not cover, depending on the modules you choose.

Which underwriting method is available?

We offer Full Medical Underwriting (FMU) as the underwriting method for MyHEALTH China, in which you need to declare your full medical history when you apply. We will make an offer based on your health declaration.

What our customers say
4.5 / 5