International life and income protection for expats working abroad
Designed to provide you with reassurance and financial stability, no matter what life throws at you
Why choose MyLIFE International?
Planning for life’s uncertainties isn’t easy, but it’s one of the most important steps you can take to protect the people you care about.
Living and working abroad can create financial gaps in social security and many expats rely on their income to support family members or manage debt payments.
MyLIFE International helps ensure you and your family stay financially secure, wherever life takes you.
Flexible cover options to suit your needs
Build the right level of protection with cover options you can tailor to your needs and budget:
Life insurance – provides your loved ones with a one-off payment if you pass away unexpectedly, helping them cover living costs, debts or everyday expenses.
Personal accident cover – offers financial support if you become permanently disabled due to an accident or illness, helping you adapt and maintain your quality of life.
Income protection - replaces part of your income if you can’t work temporarily due to illness or accident, wherever you are in the world.
The benefits of MyLIFE International
Designed to cover you anywhere in the world
Offers your loved ones reassurance and financial security
Competitive rates with no hidden fees
Portable cover that protects you wherever you go
Have a question or need more information?
The cost of international life insurance depends on various factors, including your age, health, occupation, and the amount you want to leave for your loved ones. You can choose the cover amount that fits your needs and budget. Below you’ll find a few examples to help guide your decision.
French, 29 years old | British, 36 years old | German, 44 years old | |
Life insured for | EUR 300,000 | GBP 600,000 | USD 1,800,000 |
Country of residence | Canada | Kenya | UAE |
Monthly cost | cost1 | cost 2 | cost 3 |
An award-winning provider
(2025)
Best Group International Health Insurance Provider
The Health & Protection awards recognise industry-leading professionalism and innovation, with APRIL International honoured for its exceptional support and customer experience.
(2024 & 2025)
MGA of the Year
The British Claims Awards recognise the successes and progress made by claims services in the insurance industry, as well as the high-quality customer experiences they deliver.
(2022 - 2025)
5-Star Service Rating
APRIL International was rated top across across all categories in 2025 Health & Protection's Report for a record 4th consecutive year. This was based on feedback from over 200 advisers, intermediaries and brokers.
(2023 & 2024)
Best Individual International Health Insurance Provider
The Health & Protection Awards recognise excellence in professional standards and innovation among insurance providers in private medical insurance and wellbeing.
(2024)
Service Provider
The Modern Insurance Magazine's Insurance CX Awards celebrate outstanding customer service efforts within the insurance marketplace.
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Here's how it works:
Step 1
Tell us about your needs
Answer a few quick questions using our online form
Step 2
Create your plan
Select the cover benefits that matter most to you
Step 3
We'll be in touch
You’ll receive an indicative quote, and we’ll contact you to discuss your specific requirements in more detail
A few extra things to know about our MyLIFE International
Do I need life insurance?
Do I need life insurance?
Life insurance is intended to provide financial support to your loved ones if you die unexpectedly. It will provide a lump-sum payment to your designated beneficiaries after you pass away, helping them manage essential expenses, such as mortgage payments, outstanding loans, utilities and other costs.
How much cover do I need?
How much cover do I need?
Your finances and living costs can vary greatly depending on your personal circumstances and location, so it’s important to think about how much cover you’ll need in case the unexpected happens. Here are some things to consider:
- Immediate cash needs, such as medical bills and mortgage payments.
- Living costs, including utilities, insurance, food and clothing.
- Future cash needs - retirement savings, education funding, and other financial goals.
What are my payment options?
What are my payment options?
The plan is available in GBP, USD and EUR and can be paid on an annual, quarterly, or monthly basis.
How much does it cost?
How much does it cost?
Your premium amount can vary based on a number of different factors, including:
- Your age and health: younger and healthier individuals usually have lower premiums
- Cover amount: your chosen cover amount can have an impact on the cost
- Occupation: the cost could be higher if your job is high-risk.
What's the difference between life insurance and international life insurance?
What's the difference between life insurance and international life insurance?
International life insurance offers you global protection and keeps you protected wherever you go. It's designed to provide financial security and reassurance to your loved ones, with your chosen beneficiary receiving a lump-sum payment in the event of your death.
On the other hand, life insurance cover is generally limited to the country where the plan was purchased, meaning you might not be covered if you choose to move abroad.
Can my beneficiary live in a different country to me?
Can my beneficiary live in a different country to me?
Your chosen beneficiary can live anywhere globally, with no requirement for them to reside in the same country as you.
Tips and Information
- Long-term international health insurance for expats06/2026
Healthcare in Italy for Italians living abroad: what the new €2,000 annual fee could mean
For many Italians living abroad, returning to Italy for medical care has long been seen as a reassuring option. However, access to the Italian National Health Service is not automatic for citizens registered as living overseas. A new measure could allow Italians living outside Europe to access healthcare in Italy by paying an annual contribution of €2,000. But what does this mean in practice, and how can expatriates make sure they are properly covered both abroad and when returning to Italy?
- Long-term international health insurance for expats06/2026
How Much Does International Health Insurance Cost?
International private medical insurance is designed to cover the cost of eligible treatment for people who are living, working or studying abroad.
- Long-term international health insurance for expats06/2026
Case Study: Choosing the Appropriate Care Structure in Singapore
- Long-term international health insurance for expats06/2026
How does International Health Insurance Work?
Protecting your health is a key concern when you’re looking to move abroad, especially if you’re unfamiliar with the destination country’s healthcare system.
MyLIFE International is designed, administered and distributed by APRIL International UK and insured by either AXA XL Insurance Company UK Limited or AXA XL Underwriting Agencies Limited.
APRIL International UK, a British company registered in London (under number 7261287) and with the Financial Conduct Authority (under number 574454) whose headquarters are located at Walsingham House, 35 Seething Lane, London, EC3N 4AH, United Kingdom.
AXA XL Insurance Company UK Limited (Firm Reference No 423308) and AXA XL Underwriting Agencies Limited (Firm Reference Number 204848) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 20 Gracechurch Street, London, EC3V 0BG, United Kingdom (under numbers 05328622 and 01815126).