Get the highest level of cover available for yourself and your family.
PallasHEALTH is the most comprehensive medical coverage of the APRIL suite.
With an annual limit of US$5,000,000, PallasHEALTH gives you the peace of mind that you’re fully covered in case of serious illness and the freedom to choose your own medical providers.
We are committed to offering you the highest level of service you can expect from a premium medical plan.
PallasHEALTH Hong KongTable of Benefits
All monetary sums are in USD
Your benefits | |
Hospital & Surgery | $5,000,000 |
Outpatient (optional) | * |
Maternity (optional) | $15,000 per pregnancy |
Dental & Optical (optional) | * |
24/7 evacuation, repatriation and assistance services | Included up to $1,000,000 |
Step 1
Choose your optional benefits
Work with our advisors to choose whether you want to add to Outpatient, Maternity or Optical & Dental cover to your Hospitalisation & Surgery plan.
Step 2
Submit your policy application
Fill in your personal details and complete the medical questionnaire to complete your application.
Step 3
Enjoy your policy's protection
Once your application is accepted, you'll get your e-member pack including all the necessary details you need to make use of your plan.
PallasHEALTH Hong Kong is a very straightforward plan. It is composed of 4 modules that you may pick and choose. The Hospital & Surgery module will be the basis of your plan. You may then choose to add Outpatient, Maternity and Dental/Optical modules. You also have the option to add a deductible to your plan and choose your area of coverage. Finally, worldwide emergency assistance services are included in all plans.
We offer 2 options for your area of cover: Worldwide or Worldwide excluding North America and the Caribbean. This means that you will receive the same level of coverage whether you seek treatment in Hong Kong or abroad.
We also offer portability options for PallasHEALTH – meaning you can take your plan with you to most countries worldwide if you are relocating.
PallasHEALTH Hong Kong works great as a top-up plan if you are currently covered by a local or company-provided health insurance that simply doesn’t meet your needs. If you add a deductible to your plan, any hospital treatments your existing plan pays for will count towards your deductible, and you can also include additional optional benefits – such as outpatient or dental/optical for instance – to improve your protection.
Here’s how a deductible works: should you be hospitalised, your local plan will cover you up to its limit, and we will cover the remaining cost of hospitalisation (up to your annual limit, which is US$5,000,000). If you opted for additional modules, PallasHEALTH may also cover you for the benefits that are not included your local plan.
To apply for a PallasHEALTH plan, you must be residing in Hong Kong and aged 60 or below at the time of the application. We offer lifetime renewals.
Managing your claims has never been easier. Submit, track, and update your reimbursement requests anytime, anywhere - quickly and securely.
Simply answer a few questions, upload your medical bills and supporting documents, and submit them via the app.
But that’s not all! Access your insurance card, request hospitalisation, get a second medical opinion, speak to a doctor 24/7, find nearby medical providers, and more - all in one app.
Fast. Simple. Convenient.
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PallasHEALTH is underwritten by Liberty International Insurance Ltd and arranged and administered by APRIL Hong Kong Limited (9/F Chinachem Hollywood Centre, 1-13 Hollywood Road, Hong Kong).
