MyHEALTH gives you access to the greatest flexibility on the market without ever sacrificing quality and affordability.
MyHEALTH offers unrivalled benefit flexibility in Thailand.
Personalise your plan to suit your healthcare needs and budget. Each family member can be individually customised.
Foreigners, Thai nationals, and permanent residents are all eligible for MyHEALTH Thailand.
Mix and match modules to build your ideal coverage in Thailand
All monetary sums are in THB
Modules | Core | Essential | Extensive | Elite |
Hospital and Surgery | Not available | ฿16,375,000 | ฿32,750,000 | ฿65,500,000 |
Outpatient (optional) | * | ** | *** | **** |
Maternity (optional) | Not Available | ฿163,750 per pregnancy | ฿327,500 per pregnancy | ฿491,250 per pregancy |
Dental & Optical (optional) | Not available | ** | *** | **** |
24/7 Evacuation, repatriation and assistance services | Covered up to ฿32,750,000 | Covered up to ฿32,750,000 | Covered up to ฿32,750,000 | Covered up to ฿32,750,000 |
Co-insurance only applies to expenses covered under your Outpatient module, and is waived when using providers within our Panel Network. Let’s see how your 20% co-insurance would work on a THB2000 consult.
* Example claims to demonstrate how co-insurance and deductibles work on MyHEALTH Thailand
Step 1
Create your quote
Our advisors can help you compare benefits and other options.
Step 2
Apply for your plan
Complete your personal details and medical questionnaire online
Step 3
Start your cover
Once your application is accepted, you’ll get your e-member pack
Our main objective at APRIL is to provide a better healthcare experience.
We are more than an insurance provider – we want to ensure you have the support you need as you engage with the healthcare system. Because we want insurance to be simple, we provide the most advanced digital tools to manage your health and your insurance policy.
At APRIL, we believe you shouldn’t be forced to pay for things you don’t need. With MyHEALTH Thailand, you may easily customise your coverage to meet your budgetary and medical needs.
The Hospital and Surgery modules will be the starting point of your plan. You may then add optional Outpatient, Maternity, and Dental/Optical modules. There are 3 levels of cover to choose from for each module: Essential, Extensive, and Elite.
You may also personalise your plan by selecting your area of coverage and discount options. Under MyHEALTH Thailand, each family member may have a unique heath plan. Emergency assistance and repatriation are bundled with all plans.
MyHEALTH Thailand allows you to select a specific area of coverage: Worldwide, Worldwide excluding USA, or Europe and ASEAN excluding Singapore. You will have the exact same level of coverage and benefits whether you are in Thailand or travelling within your area of cover. However for the first 30 days of travel outside your area of cover, we will cover the costs of sudden illness or injury up to the limit of the out of area cover benefit.
APRIL offers portability options so you can take your policy with you if you relocate to most countries worldwide.
Definitly. MyHEALTH Thailand can be purchased if you already benefit from a local or company-provided health insurance plan that does not meet your needs.
You may opt for a Hospital & Surgery plan with a deductible (that will be paid for by your local plan), as well as optional benefits such as Outpatient or Dental/Optical.
What does this mean for you? Your local/company health plan will pay for your hospitalisation expenses up to its limits. APRIL will then pay for the remaining treatment costs (up to your annual limit as well).
According to the modules you choose, MyHEALTH Thailand can also cover any benefits that are not provided by your local or company health plan.
We offer 2 underwriting methods under MyHEALTH Thailand: FMU and CPME.
-FMU (Full Medical Underwriting): you will have to complete a medical questionnaire when applying. Our underwriting team will then make an offer to you based on your health declaration.
-CPME (Continuous Personal Medical Exclusions) allows you to continue your cover under the same terms as your former medical insurance provider without additional medical underwriting. Your previous insurance provider must be part of our approved list in order to be eligible for CPME.
Managing your claims has never been easier. Submit, track, and update your reimbursement requests anytime, anywhere - quickly and securely.
Simply answer a few questions, upload your medical bills and supporting documents, and submit them via the app.
But that’s not all! Access your insurance card, request hospitalisation, get a second medical opinion, speak to a doctor 24/7, find nearby medical providers, and more - all in one app.
Fast. Simple. Convenient.
Malta has become a hotspot for skilled international talent in recent years, with 28% of its population consisting of foreign nationals in 2023, a huge increase of 15% from 2022.1
Healthcare systems abroad can be vastly different to what you’re used to back home, which can present a challenge if you’re considering a move to another country or have recently relocated overseas.
MyHEALTH is underwritten by LMG Insurance Public Company Limited and arranged and administered by APRIL Assistance (Thailand) Co Ltd. Sales are conducted by APRIL Brokerage (Thailand) Co Ltd. (April Assistance (Thailand) Co. Ltd., 518/3 Maneeya Center North, 10th Floor, Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330, Thailand).
