MyHEALTH Philippines

International health insurance designed to cover what really matters to you and your family

MyHEALTH gives you access to the greatest flexibility on the market without ever sacrificing quality and affordability.

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Why choose MyHEALTH Philippines?

MyHEALTH is the most customisable health insurance plan in Philippines.

Choose the benefits and levels of coverage you need for each member of the family to meet your healthcare and financial needs.

MyHEALTH is available to all, Filipinos, permanent residents, and foreigners.

Have any questions? Need information?

+63 (2) 86263151

Monday to Friday, 9 am to 6 pm
(Philippines time )

Local phone charges may apply

We make access to quality healthcare easy for you

  • Philippines-based, multilingual customer support
  • 24/7, unlimited TeleHEALTH and Second Medical Opinion services
  • Cashless access to hospitals worldwide and to 4,500 medical facilities in Asia
  • Worldwide travel and medical assistance
  • 100% digital claims submission

Mix and match modules to build your ideal coverage

All monetary sums are in USD





Hospital and Surgery
Annual limit per person per period of insurance
- Comprehensive cover for your inpatient expenses wherever you are in the world
- Standard private room fully covered
- Cancer treatment, kidney dialysis and organ transplantation
6 levels of deductibles: Nil, $500, $1,000, $2,500, $5,000, $10,000

$100,000 or $500,000



Outpatient (optional)


Full cover

Full cover

Maternity (optional)

$5,000 per pregnancy

$8,000 per pregnancy

$15,000 per pregnancy

Dental & Optical (optional)




24/7 Evacuation, repatriation and assistance services

Included up to $1,000,000

Included up to $1,000,000

Included up to $1,000,000

Reduce your premium by taking a deductible

Add a deductible to your Hospitalisation module

A deductible applies to your Hospital & Surgery expenses every year and it means you are responsible for the costs up to the deductible and then APRIL covers the rest. Let’s see how different levels of deductible would work on a $10,000 hospital bill.

  • No deductible
    • USD 0.00
    • USD 10,000.00
  • $1,000 deductible
    • USD 1,000.00
    • USD 9,000.00
  • $5,000 deductible
    • USD 5,000.00
    • USD 5,000.00
  • Out-of-pocket expenses
  • Covered by APRIL

Why choose APRIL International?

At APRIL, we’re dedicated to providing a better healthcare experience.

Whether you need help navigating your local healthcare system or finding the right doctor, APRIL will be here to support you. Because we believe insurance should be easy, each MyHEALTH plan provides access to one of the best digital tools on the market to help you find doctors, submit claims digitally, access telehealth services and so much more.

Everything you need to know about MyHEALTH Philippines

How do I build my MyHEALTH plan?

At APRIL, we believe you shouldn’t have to pay for what you don’t need. Our MyHEALTH plans allow you to customise your coverage to meet your medical and budgetary needs.

The Hospital & Surgery module forms the core of your plan, you can then add optional Outpatient, Dental/Optical, and Maternity modules onto it. You can select your level of cover for each module: Essential, Extensive and Elite. You can further tailor your plan by selecting your area of cover and premium discount options. With MyHEALTH, each family member can have their own personalised coverage. Emergency assistance and repatriation is complimentary with all plans.

Where am I covered with MyHEALTH Philippines?

With MyHEALTH Philippines, you can choose your area of cover: Worldwide, Worldwide excluding USA or ASEAN excluding Singapore, allowing you to enjoy the same level of coverage and benefits both inside the Philippines and anywhere else in your chosen area of cover.

MyHEALTH is also portable, so if you move to another country, you can simply take your policy with you so you don’t have any breaks in coverage or the need to go through underwriting again.

Can I use MyHEALTH as a top-up for other health insurance?

Yes, if you are already covered by a local or company-provided health insurance plan, you can take out MyHEALTH to help make up for any insufficiencies in protection. You can choose to have Hospital & Surgery cover with a deductible (which payments from your local plan will go towards), as well as optional benefits your local plan may not provide, such as Outpatient or Dental/Optical.

This means that in case of hospitalisation, your local plan will cover the initial costs up to its limit, and then APRIL will cover the remainder.

What kind of underwriting does MyHEALTH Philippines have?

MyHEALTH Philippines provides Full Medical Underwriting (FMU). This means you will have to complete a medical questionnaire with your full medical history as part of the application process. Then our underwriting team will make an offer based on your health declaration.

What our customers say
4.5 / 5