International health insurance designed to cover what really matters to you and your family

At APRIL, we believe you shouldn’t have to pay for what you don’t need. Our MyHEALTH plans allow you to customise your coverage to meet your medical and budgetary needs.

The Hospital & Surgery module forms the core of your plan, you can then add optional Outpatient, Dental/Optical, and Maternity modules onto it. You can select your level of cover for each module: Essential, Extensive and Elite. You can further tailor your plan by selecting your area of cover and premium discount options. With MyHEALTH, each family member can have their own personalised coverage. Emergency assistance and repatriation is complimentary with all plans.

With MyHEALTH Philippines, you can choose your area of cover: Worldwide, Worldwide excluding USA or ASEAN excluding Singapore, allowing you to enjoy the same level of coverage and benefits both inside the Philippines and anywhere else in your chosen area of cover.

MyHEALTH is also portable, so if you move to another country, you can simply take your policy with you so you don’t have any breaks in coverage or the need to go through underwriting again.

Yes, if you are already covered by a local or company-provided health insurance plan, you can take out MyHEALTH to help make up for any insufficiencies in protection. You can choose to have Hospital & Surgery cover with a deductible (which payments from your local plan will go towards), as well as optional benefits your local plan may not provide, such as Outpatient or Dental/Optical.

This means that in case of hospitalisation, your local plan will cover the initial costs up to its limit, and then APRIL will cover the remainder.

MyHEALTH Philippines provides Full Medical Underwriting (FMU). This means you will have to complete a medical questionnaire with your full medical history as part of the application process. Then our underwriting team will make an offer based on your health declaration.