From £47.00 a month
International health insurance for your studies abroad.
International student health insurance for your adventure abroad
There’s a lot to pack into an academic year, so the last thing you want to worry about is your health, especially when you are away from home. That’s where our Student International Health plan can help. We can take care of your medical needs, so that you can focus on your studies and enjoy making memories during your time abroad.
The Student International Health Plan is designed for students of any nationality living, working or studying outside of their home country as part of their college or university course.
This plan is available to individuals aged 16 to 40. If you're 16 or 17, please contact us for an application form. This will need to be completed and signed by a parent or legal guardian.
What does our student cover include?
Student International Health insurance, from £47/$71/€61 per month
Overall annual plan limit | £250,000 / $500,000 / €375,000 |
Hospital charges, including surgery and physician fees | Paid in full |
Accident and Emergency Room Treatment | Paid in full |
Inpatient psychiatric treatment | Paid in full for up to a maximum of 30 days |
X-rays, diagnostic and pathology tests, including CT, PET & MRI scans | Paid in full |
Outpatient treatment and consultations | Paid in full |
Outpatient prescription drugs and dressings | Paid in full |
Outpatient physiotherapy, acupuncture, homeopathy, osteopathy or chiropractic treatment | Paid in full |
Internal and external prostheses, medical aids and devices | Paid in full |
Dental treatment (emergency or following an accident) | Following an accident: full refund for restoring or repairing sound natural teeth. Emergency Treatment: £300 / $600 / €450 - for the immediate relief of dental pain |
Home country cover | Treatment of emergency medical conditions or acute episodes of existing covered medical conditions whilst on a temporary visit to the home country. Up to benefit limits shown above (Max 60 days) |
Emergency and non-medical evacuation | Paid in full for evacuation to a safe location in the event of a natural disaster or of life-threatening situations resulting from political or civil unrest |
Emergency medical evacuation and repatriation | This includes costs related to emergency transportation and medical care to transport you to the nearest hospital where appropriate care and facilities are available to treat your medical condition. It also includes the evacuation to a place of safety if your life is in danger as a result of sudden political or civil unrest or in the event of a natural disaster |
Cancer treatment | Not included |
Routine pregnancy treatment | Not included |
Routine dental treatment | Not included |
Routine health checks and assessments | Not included |
Limited cover for pre-existing conditions | Optional |
Out-of-Area extension | Not included |
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Our international student healthcare plan can get you fast access to diagnosis and eligible treatment. You'll lose a minimal amount of time whilst you're treated in private medical facilities, so you'll be able to concentrate on your education and make the most of your life abroad.
The plan includes cover for key medical costs, including hospital accommodation and treatment, outpatient specialist consultations, diagnostic tests, prescription drugs and dressings. You can purchase the plan for 1 to 12 months. If you continue your studies abroad, you'll be able to extend your plan three times for up to 12 months, giving you 4 years of cover.
International health insurance is designed for expatriates or anyone living, working, or travelling abroad for an extended period. Generally, international health insurance will provide access to leading private medical facilities, with a wide range of comprehensive medical insurance benefits. Whilst most travel insurance policies will provide emergency medical coverage before returning you to your home country, and feature alongside core benefits such as travel delays, cancellations, baggage, and belongings.
The Student International Health Insurance plan is designed for students of any nationality living, working or studying outside or their home country as part of their college or university course.
Proof of enrolment on a university or college course is required.
The plan is not available if you are living, working or studying in the USA or Caribbean.
The plan is available to persons aged between 16 and 40 years. If you're 16 or 17, please contact us for an application form. This will need to be completed and signed by a parent or legal guardian.
Premiums can be paid in Pounds Sterling, US Dollars or Euros.
Cover must be purchased in whole months. The premium for the whole duration of your plan must be paid before or on the start date of the plan.
The plan is not intended to provide cover for medical conditions that have been in existence in the two years immediately prior to its start date.
Any medical condition that is already in existence will not be eligible for cover, unless you have purchased our benefit add on for Pre-existing Condition Cover.
The plan can be purchased for a minimum of 1 month and a maximum of 12 months.
If you are continuing your studies outside your home country for longer than 12 months, the plan can be extended for three further periods of up to 12 months, with a maximum period of cover of four years.
Our International Student Health Plan ensures you are covered during temporary visits lasting up to a maximum of 60 days to your home country. However, this excludes the USA or Caribbean.
1. Second medical opinion service if you're uncertain about your diagnosis or a proposed treatment plan
2. Non-medical evacuation services in the event of life-threatening situations arising from political/civil unrest or natural disaster
Prioritising your health and wellbeing when studying abroad can help you make the most of your academic journey and all the fun experiences that come with it.
Since Brexit, a visa has become compulsory for those wishing to study in the UK for more than 6 months. With this, individuals can study on their chosen course as well as work under certain conditions.
In this blog, we provide a practical guide about how you can prepare ahead of your travels, what to do if you get sick overseas, and how to file an insurance claim.
Studying abroad offers plenty of adventures and opportunities for students, with 1.52 million opting for international study in the EU alone in 2021.[1] If you’re considering this path, safeguarding your medical needs could be a top priority.
1. If your insurance is contracted from outside of the EU/EEA the product is designed, administered and distributed by APRIL International UK and insured by either AXA XL Insurance Company UK Limited or AXA XL Underwriting Agencies Limited.
APRIL International UK, a British company registered in London (under number 7261287) and with the Financial Conduct Authority (under number 574454) whose headquarters are located at Walsingham House, 35 Seething Lane, London, EC3N 4AH, United Kingdom.
AXA XL Insurance Company UK Limited (Firm Reference No 423308) and AXA XL Underwriting Agencies Limited (Firm Reference Number 204848) are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 20 Gracechurch Street, London, EC3V 0BG, United Kingdom (under numbers 05328622 and 01815126).
2. If your insurance is contracted from within the EU/EEA the product is designed, administered, and distributed by APRIL International Care France and insured by Hamilton Insurance DAC. Hamilton Insurance DAC is regulated by the Central Bank of Ireland. Registered Office: 2 Shelbourne Buildings, Crampton Avenue, Ballsbridge, Dublin 4, D04W3V6, Ireland. Registered in Ireland Number 484148.
APRIL International Care France a French company registered in Paris (under number 309 707 727) and with ORIAS (under number 07 008 000) whose headquarters are located at 14 rue Gerty Archimède - 75012 PARIS France.
