When you go abroad, you lose your right to health insurance benefits in your home country. We would recommend you check before you leave and find the right international health insurance for your needs.
As soon as you leave the territory of your country of origin and settle abroad, you generally lose your rights to your health insurance system. Most national health insurance systems will not cover the reimbursement of health costs incurred in another country (with rare exceptions).
Your credit card may provide insurance for your stay, but the cover on offer is likely limited. You will only get a cash advance if you have an unexpected need for treatment, and if you have first made a call to the contact centre which manages your credit card insurance to get their agreement.
In short, this is a complicated process that could be avoided by opting for proper international health insurance.
Did you know:
hospitalisation in the United States can cost tens of thousands of dollars?
depending on the country, access to public sector care can take several weeks?
some hospitals will ask for a credit card before starting your treatment?
the local health infrastructure in some countries often makes expatriates turn to very expensive private clinics?
And you may find it difficult to get insurance if you are ill.
You can choose between several levels of cover tailored to your needs and your budget.
You can opt for hospitalisation only, or more comprehensive cover including all of the following:
hospitalisation in the event of accident, illness, or childbirth,
consultations with GPs and specialists,
medical examinations (x-rays, tests),
medical auxiliaries (physiotherapists),
prevention (vaccines, screening),
dental treatment, dentures, and implants,
Life as an expat can be very stressful, made worse by pressuring ourselves to be productive all the time. In reality, this is not realistic.
The busy nature of everyday life can make it difficult to remain healthy, leaving a lack of motivation for activities like exercising and getting an adequate amount of sleep.
Work and life stress can make expats feel exhausted, often pushing to achieve everything all at once and putting pressure on themselves to always perform at their highest.
Many people choose to travel by train across Europe because it’s easy, comfortable and, in many cases, saves on the extra charges for luggage. Over 600,000 people choose to use one such service, InterRail, each year alone.